COMMON SERVICE CENTER (CSC)

CSC Banking Services

CSC (Common Services Centre) acts as a vital bridge for financial inclusion across India. Through its partnerships with major public and private sector banks, a CSC Village Level Entrepreneur (VLE) can operate as a Business Correspondent (BC) / Bank Mitra and use DigiPay (the official Aadhaar Enabled Payment System platform) to offer doorstep banking services.

CSC Banking Services Overview

Account Opening: Instantly open zero-balance (No-Frills) savings and current accounts.

Deposits & Withdrawals:Handle cash transactions for various banks seamlessly.

Term Accounts: Open Recurring Deposits (RD) and Fixed Deposits (FD).

Loan Bazar: Act as a loan agent for HDFC, Axis, ICICI, SBI, and other partners to process home, auto, business, and agriculture loans.

DigiPay AEPS (Aadhaar Enabled Payment System)

DigiPay is developed by CSC-SPV in collaboration with the National Payments Corporation of India (NPCI). It allows secure, biometric-based cardless transactions up to ₹10,000 per transaction:

CSC Banking Services Overview

Cash Withdrawal & Deposit: Instantly debit or credit linked bank accounts using fingerprint authentication.

Balance Enquiry & Mini Statements: Provide real-time account status updates.

Domestic Money Transfer (DMT): Send money to any bank account across India instantly.

Wallet Payout: Easily transfer your earned commission from the DigiPay wallet to your registered main bank account.